Free guides and expert advice from Sardar Muhammad, AAT Certified Accountant. Helping Glasgow's taxi drivers, landlords, small businesses and sole traders understand their taxes.
Missed the 31 January Self-Assessment deadline? See the penalties, how to file late, how to set up an HMRC payment plan and when you can appeal with a reasonable excuse.
By Sardar Muhammad, AAT • Oct 2026
Step-by-step guide to registering as self-employed with HMRC in Scotland: when to register, the £1,000 trading allowance, your UTR, National Insurance, record-keeping and your first tax bill.
By Sardar Muhammad, AAT • Oct 2026
Should you be a sole trader or a limited company in 2026/27? Compare tax, National Insurance, dividends, admin, liability and privacy, and see when incorporating usually makes sense.
By Sardar Muhammad, AAT • Oct 2026
Selling a buy-to-let or second home? How Capital Gains Tax works in 2026/27: 18% and 24% rates, the £3,000 allowance, the 60-day reporting rule, allowable costs and Private Residence Relief.
By Sardar Muhammad, AAT • Oct 2026
Making Tax Digital for Income Tax applies to landlords from April 2026. Who's in, how the £50,000 threshold works with joint ownership, quarterly update deadlines and what software you need.
By Sardar Muhammad, AAT • Oct 2026
How crypto is taxed in the UK: Capital Gains Tax on selling, swapping and spending crypto, income tax on staking and mining, the £50,000 reporting rule and new exchange reporting to HMRC from 2026.
By Sardar Muhammad, AAT • Oct 2026
Platforms like Vinted, eBay, Etsy and Airbnb now report sellers to HMRC. Find out when online selling is taxable, how the £1,000 trading allowance works and what to do if you've been reported.
By Sardar Muhammad, AAT • Oct 2026
If you or your partner earn over £60,000 and get Child Benefit, you may owe the High Income Child Benefit Charge. How it's calculated, how to pay it and how pension contributions can reduce it.
By Sardar Muhammad, AAT • Oct 2026
Marriage Allowance lets a lower-earning spouse or civil partner transfer £1,260 of personal allowance, saving up to £252 a year. Who qualifies in Scotland, how to apply and how to backdate 4 years.
By Sardar Muhammad, AAT • Oct 2026
What a construction accountant does for builders, joiners and contractors in Glasgow: CIS returns, CIS refunds, the VAT domestic reverse charge, gross payment status and sole trader vs limited company.
By Sardar Muhammad, AAT • Oct 2026
Most CIS subcontractors are owed a tax refund. Learn why, how much you could get back, how sole traders and limited companies claim, and how long a CIS refund takes.
By Sardar Muhammad, AAT • Oct 2026
Tax guide for self-employed electricians, plumbers and heating engineers: allowable expenses, van and tools, NICEIC and Gas Safe fees, CIS, reverse charge VAT and Making Tax Digital.
By Sardar Muhammad, AAT • Oct 2026
Tax guide for mechanics: tool tax relief for employed technicians, expenses for self-employed mobile mechanics, and VAT, stock and payroll for garage owners. From a Glasgow accountant.
By Sardar Muhammad, AAT • Oct 2026
A practical tax guide for self-employed barbers and barbershop owners: chair rental, cash takings, tips, allowable expenses, VAT and Making Tax Digital. From a Glasgow accountant for barbers.
By Sardar Muhammad, AAT • Oct 2026
Tax guide for self-employed cleaners and small cleaning businesses: registering with HMRC, allowable expenses, mileage, the £1,000 trading allowance, employing staff and VAT.
By Sardar Muhammad, AAT • Oct 2026
Tax and accounting guide for takeaway, restaurant and café owners in Glasgow: hot vs cold food VAT, cash records, delivery apps, tips rules, staff payroll and how to avoid HMRC problems.
By Sardar Muhammad, AAT • Oct 2026
Thinking of changing accountant? Learn the signs it's time to move, the best time to switch, how professional clearance and HMRC authorisation work, and what to ask your new accountant.
By Sardar Muhammad, AAT • Oct 2026
Understand the UK Non-Resident Landlord Scheme, tax records and rental income reporting if you live abroad and let a UK property.
By Sardar Muhammad, AAT • Oct 2026
A practical guide for UK landlords renting to international tenants, covering rent paid from overseas, exchange records and UK property income.
By Sardar Muhammad, AAT • Oct 2026
Looking for payroll services from £10 a week? See what small employers should check about PAYE, payslips, RTI, employee numbers and quoted scope.
By Sardar Muhammad, AAT • Oct 2026
TAX
PLANNING
Why thorough bookkeeping and a fully detailed submission mean you pay only the tax you legitimately owe – and not a penny more.
By Sardar Muhammad, AAT • 15 Apr 2026
HMRC
SUPPORT
Received a letter from HMRC? Understand what it means, what to do, and how an authorised accountant can handle it on your behalf.
By Sardar Muhammad, AAT • 16 Apr 2026
HMRC
SUPPORT
What to check when HMRC issues a penalty, how to gather evidence and when an appeal may be appropriate.
By Sardar Muhammad, AAT • 11 Sep 2026
TAX
CHANGES
MTD for Income Tax starts April 2026. Learn who it affects, what software you need, and how to prepare for quarterly reporting.
By Sardar Muhammad, AAT • 6 Feb 2026
TAX GUIDE
Confused by payments on account? Learn what they are, how they're calculated, and how to reduce them if needed.
By Sardar Muhammad, AAT • 6 Feb 2026
PAYROLL
PAYE, payslips, RTI submissions and practical payroll support for small employers.
By Sardar Muhammad, AAT • 11 Sep 2026
EMPLOYER
SUPPORT
Understand the payroll records, worker assessments and contribution checks employers need to organise.
By Sardar Muhammad, AAT • 11 Sep 2026
CONTRACTOR
TAX
A practical guide to inside and outside IR35 for contractors and small companies.
By Sardar Muhammad, AAT • 11 Sep 2026
VAT
How taxable turnover works, when registration may be required and what happens next.
By Sardar Muhammad, AAT • 11 Sep 2026
TAX
REFUNDS
Are you a locum doctor, agency nurse, or NHS contractor overpaying tax? Learn how to claim refunds and work-related expenses.
By Sardar Muhammad, AAT • 6 Feb 2026
TAX GUIDE
Complete guide to self-assessment for Uber, Bolt and private hire drivers. Allowable expenses, deadlines, and how to reduce your tax bill.
By Sardar Muhammad, AAT • 30 Jan 2026
TAX GUIDE
Tax guide for food delivery drivers including Uber Eats, Amazon Flex and courier services. Maximise your expenses and minimise your tax.
By Sardar Muhammad, AAT • 30 Jan 2026
EXPENSES
Every allowable expense for taxi and private hire drivers in one place. From fuel to licensing fees, don't miss any deductions.
By Sardar Muhammad, AAT • 30 Jan 2026
EXPENSES
Every expense Scottish landlords can claim against rental income. Repairs, insurance, letting fees and more explained.
By Sardar Muhammad, AAT • 30 Jan 2026
TAX
CHANGES
Understanding the mortgage interest tax relief changes. How Section 24 works, who it affects, and strategies to reduce the impact.
By Sardar Muhammad, AAT • 30 Jan 2026
BUSINESS
STRUCTURE
Is a property company right for you? We compare sole trader vs limited company for buy-to-let landlords in Scotland.
By Sardar Muhammad, AAT • 30 Jan 2026
LANDLORD
TAX
How we help landlords with rental accounts, expenses, property tax and HMRC deadlines.
By Sardar Muhammad, AAT • 11 Sep 2026
TAX
PLANNING
How much salary should you take? We calculate the most tax-efficient salary and dividend combination for company directors.
By Sardar Muhammad, AAT • 30 Jan 2026
TAX GUIDE
Everything small company directors need to know about corporation tax. Current rates, payment deadlines, and how to reduce your bill.
By Sardar Muhammad, AAT • 30 Jan 2026
COMPANY
CLOSURE
Thinking of closing your company? Compare striking off, MVL and other options. Which is right for your situation?
By Sardar Muhammad, AAT • 30 Jan 2026
TAX GUIDE
Complete tax guide for builders, joiners, electricians and tradespeople. CIS rebates, allowable expenses, and filing your return.
By Sardar Muhammad, AAT • 30 Jan 2026
TAX GUIDE
Tax advice for hairdressers, beauticians, barbers and nail technicians. Chair rent, products, training and more.
By Sardar Muhammad, AAT • 30 Jan 2026
DEADLINES
The 31st January deadline is approaching. Here's how to file your self-assessment tax return quickly and avoid penalties.
By Sardar Muhammad, AAT • 30 Jan 2026
Book a free consultation with Sardar Muhammad, AAT Certified Accountant.
For individuals and businesses across Glasgow and Clydebank